OKX Learning HandbookSecurity · Funds · Trading

Simple Earn Flexible FAQ

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Simple Earn Flexible is a flexible-term product that lets you earn hourly return

Simple Earn Flexible is a flexible-term product that lets you earn hourly return by lending out your crypto to Flexible Loan and margin trading users. Lending and redemption are supported 24/7.

Return come from the interest generated by lending assets. For the use of Simple Earn Flexible, we charge 15% of your return. Your hourly earn return is calculated as such : Hourly return = Lent amount x APR /365 / 24 x 85%

Checklist

  1. What is Simple Earn Flexible?
  2. How can I receive the return?
  3. When will I start earning?
  4. Are there any risks associated with Simple Earn?
  5. Can I subscribe and redeem at any time?
  6. How long will it take for my funds to be lent out?
  7. Where can I check my return from Earn?
  8. Under what circumstances is the Bonus option not visible?
  9. Why is my redemption restricted?
  10. On the rare occasion that a crypto pool has been fully lent out, redemption of the affected crypto may be restricted.
  11. Why am I earning below the minimum APR that I've set?
  12. How do I check my Earn lending status?

Notes

Returns for funds lent out within any given hour will be distributed to you in the next hour.

Example: If you create a lending order at 7:30 UTC, we’ll start matching your funds at 8:00 UTC. If it’s successfully lent out, returns for funds lent out from 8:00 UTC to 9:00 UTC will be distributed to you between 9:00 UTC and 10:00 UTC.

Although this is a low-risk product, customers are advised to participate reasonably based on their own risk tolerance. The platform is equipped with multiple risk control systems and security technologies, dedicated to safeguarding user' asset security.

Flexible products support instant subscription and redemption, with funds returned to your account in real time.

Details follow the official OKX help article; this page is a learning checklist, not an official mirror.

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