What's Simple Earn Fixed?
Simple Earn Fixed is a stable way for you to earn consistent returns on USDT.
Checklist
- How does Simple Earn Fixed work?
- How do I subscribe to Simple Earn Fixed?
- Open your OKX App, go to Explore > Simple Earn
- Navigate to Explore and select Simple Earn
- Select Fixed to find Simple Earn products with fixed number of days (for example 14 Days), as not all currencies in Simple Earn have fixed term options
- Select Fixed to find Simple Earn products
- Enter the amount you'd like to deposit into Simple Earn Fixed, and complete the subscription by selecting Continue.
- Enter the amount and select Continue to complete the subscription
Notes
You deposit funds into the platform, which are then loaned out to borrowers. The interest paid by borrowers is passed on to you, the lender.
When you lend your idle funds for a fixed period, the platform allocates them to meet borrowing demands according to the annualized lending rate displayed in the product. Interest starts to accrue once the matching borrowing order is funded, and you'll start earning interest daily. If any unmatched portion of a borrowing order is canceled, or if the market APR changes significantly, the matched portion will be considered funded, and your term will begin.
Your lending order may be divided into multiple sub-orders depending on market demand. This flexible system ensures your funds are utilized efficiently while providing you with a transparent and predictable consistent return.
What are the benefits of Simple Earn Fixed?
Details follow the official OKX help article; this page is a learning checklist, not an official mirror.












