Main Takeaways
OKUSD is a USDT-pegged platform token issued natively on OKX, backed 1:1 with USDT. Subscribe with USDT at zero fee and receive OKUSD instantly — no spread, no lockup.
Checklist
- How to Start Earning
- Log in to your OKX account.
- Does OKUSD generate yield when used as trading margin?
- What is the APR and how is it set?
- Is there a cap on how much OKUSD earns interest?
- What is the collateral discount rate?
- What if the fast redemption pool runs out?
- How do I check holdings and earnings?
- Navigate to Earn → OKUSD in your OKX account.
Notes
Hold OKUSD to earn daily APR, paid in USDT the next day — no staking required, no lockup period. Interest accrues across your trading, funding, and lending collateral accounts automatically.
OKUSD works as yield-bearing collateral in flexible loan, VIP loan, and trading account margin — earn while you trade, no dedicated capital required.
What is OKUSD?
OKUSD is an OKX-native platform token pegged 1:1 to USDT. Subscribe using USDT and OKX pays a daily USDT yield in the form of interest. The daily APR is variable and reflects prevailing market conditions. There is no on-chain or DeFi exposure — OKUSD is a closed-loop, off-chain instrument. OKUSD is currently available to OKX VIP users only.
Details follow the official OKX help article; this page is a learning checklist, not an official mirror.


